The Kingstar Company, Inc.


Liability
	Over 400 classes of General Liability available:

Commercial General Liability
	We have designed a broad Customer Authority Underwriting guide to give you the ability to quote over 400 classes of General Liability business. In addition, we have some of the most seasoned underwriters in the business available to you for large accounts and tougher GL on a submit basis.

	Our favorite classes of business include:

	Building and Premises: Apartments, Dwellings, Vacant Buildings, Lessors Risk Only, Shopping Centers and Warehouses Mercantile: Stores, Restaurants and Delis and Bars and Taverns Contracting and Service: Artisan, Contractors specializing in HVAC, Carpentry, concrete and Masonry, Drywall, Electrical, Painting, etc. We also make a market for a wide variety of general Contractors on a submit basis.
	Product Features:
	No Minimum Premiums Limits up to $5,000,000 Available All Inspections Performed and Paid for by the Company Standard ISO Forms Customer Authority Available to Quote, Bind and Issue

Commercial Umbrella
	We offer both Customer Authority and brokerage service for a wide variety of Commercial Umbrella Liability business.

	Product Features:
	We write excess of other insurer's Primary Policies Underlying Carrier rating can be as low as B+ Minimum attachment point as low as $500,000 Limits up to and higher than $5,000,000 Minimum premium for the first $1,000,000 as low as $1,000 Customer Authority available to Quote and Bind

Excess Commercial General Liability
	We provide a broad, follow form excess product to provide higher limits over other insurer's primary and excess commercial general liability policies.

	Product Features:
	Minimum attachment point as low as $100,000 Will attach anywhere within the first $11,000,000 Can write excess of a CGL or Umbrella Policy Submission to write over non-rated carriers will be considered Limits up to and higher than $5,000,000 Short term policies available to provide coverage for one job or event No minimum premiums

Non-Profit Group Homes / Independent Living Facilities for the Mildly Mentally Challenged
	Our Group Homes for the Mildly Mentally Challenged Package product is designed for those well managed licensed facilities where all Residents are ambulatory and have self preservation skills. No physically handicapped, schizophrenic or 24 hour nursing facilities are eligible.

	Product Features:
	Commercial General Liability Personal and Advertising Injury Medical Payments Fire Damage Legal Sexual and Physical Abuse Professional Liability Non-Owned Automobile Coverage for Residents' Property Evacuation Expense All for One Low Competitive Rate
	Commercial Property Coverage Features Include:
	Basic or Special Form Business Income and Extra Expense Up to $500,000 per Location Competitive Rating
	Additional Features Include:
	Low Minimum Premiums Commercial Umbrella up to $10,000,000 available upon submission to home office

Liquor Liability
	Our Liquor Liability product is designed to write this difficult class in 38 states for every risk from a corner taproom to the toughest nightclub.

	Our Preferred Classes of Business Include: Retail and Wholesale Distributors Restaurants Bars, Taverns, Nightclubs and Gentlemen's Clubs Unique Categories Such as Breweries and Wineries, concessionaires, Caterers, and Host Liquor Exposures

Special Events Liability

	We write a wide variety of Special Events business including: Weddings, Parties and Reunions Fundraisers Concerts and Festivals Fairs and Carnivals Car Shows and Boat Shows
	Available as a Monoline Liquor, Monoline GL, or Package Product

	Blanket Policies Available for Venues That Regularly Rent Space for Special Events Such As Churches Dioceses, Museum and Catering Halls

	Product Features:
	Coverage Available to Host, Promoter, Vendors, Building Owners and Fund-raiser Beneficiaries Coverage Includes Medical Payments, Products Liability for Food and Beverages and Landlords as Additional Insureds Assault and Battery Available Same Day turnaround Time on Quotes One Day to Annual Policies Available Customer Authority Available to Quote, Bind and Issue

Worker's Compensation

	AIG for almost all classes of business from $5K and up, including contractors, long and short haul trucking, manufacturing, services, etc. We can write new ventures, experience mod.'s up to 135, and multi-state exposures. Premiums over $100K are not a problems as we have a great relationship with AIG and their underwriting department. Tell your customers to forget the hassle of trying to stick a square peg in a round hole. Our underwriter WANTS and NEEDS to write business. NOTE: the minimum for a trucker or contractor in NY State is $10,000.

	Submission Requirements
	Completed ACORD 125 and 130 applications Experience mod. information Description of operations FEIN and Unemployment ID #'s

Commercial Auto Guidelines

	This program is designed for service vehicles used primarily in support of a commercial account (not mandatory). Local and intermediate operations (0 to 200) miles are eligible. Service vehicles used to transport personnel, tools, equipment and incidental supplies from one location to another. This classification used for vehicles parked at a job location for the majority of the working day.

405 Lucas Ave.
Kingston, NY 12401
(877) 242-9180 (toll free)
(845) 339-0060
(845) 339-8851 (fax)
EMail

website by wiltwyck

Liability